An SMSF loan (also known as a Limited Recourse Borrowing Arrangement or LRBA) is specifically designed for individuals with a self-managed super fund. Its purpose is to facilitate the acquisition of residential or commercial investment properties.
At SJI Financial Solutions, we recognize that each individual’s situation is unique. To determine the borrowing capacity for an SMSF loan, we recommend reaching out to us as your trusted and experienced loan specialists. Currently, we provide loans up to an 80% Loan-to-Value Ratio (LVR). Consulting with us will allow you to tailor your interest rates and LVR to your specific needs.
We provide two types of SMSF loans:
- Residential Property
- Commercial Property
Both loan types are tailored to your financial capacity, with considerations for fees, interest rates, and LVR (loan-to-value ratios). While the basic structure of your SMSF loan remains consistent, your repayment schedule, income source, and refinancing options may vary based on your unique financial situation. Feel free to reach out to our loan specialist team for further information on the types and structures of SMSF loans we offer
